When someone buys a house with a mortgage, they sign a promissory note. We buy those notes and receive the payments — so you don't have to.
When a borrower gets a mortgage, they sign:
The Note
Promise to repay the loan
The Mortgage
Ties the promise to the property
Banks sell these notes. Here's what happens:
Bank
You
You step into the bank's shoes.
The homeowner's monthly payment now goes to you.
Here's what makes our fund different:
If a borrower stops paying? We handle it — loan modifications, workouts, foreclosures. The property is always there as collateral, and you never have to lift a finger.
💡 Think of it like this: You invest, we operate, and the real estate secures everything. That's truly passive income.
Your investment flows through a proven system — here's the path from your capital to your monthly income.
$50K minimum via SDIRA or taxable account
Rigorous underwriting on every deal
Notes secured by real property
Third-party handles all borrower contact
Monthly distributions to your account
$50K minimum. Most use SDIRAs for tax advantages.
Every note goes through rigorous underwriting.
Notes secured by residential real estate.
Third-party handles all borrower interactions.
Monthly distributions deposited to your account or SDIRA.
Full transparency. You'll see exactly how the portfolio is performing, what notes we hold, and how your investment is allocated.
NAV Fund Services ($350B under administration) handles all payments and accounting.
Every note is secured by physical property. If the borrower stops paying, we can foreclose and recover from the property sale.
We buy notes at a discount and require significant borrower equity. This cushion protects against property value fluctuations.
Every note is evaluated: property value, borrower history, title review, documentation. We pass on far more deals than we buy.
See how your investment can grow with automatic quarterly reinvestment.
No additional deposits required — growth comes entirely from reinvested interest
Monthly Interest
Available as income or reinvested
$1,771
15-Year Growth Comparison
See the compounding difference
| Time | Take Monthly Income | Auto-Reinvest Interest | Total ROI |
|---|
Monthly Income: Receive interest each month. Principal stays flat. Auto-Reinvest: Interest compounds quarterly — ideal for IRAs and long-term wealth building.
Your initial commitment is 24 months (Standard tier). Projections assume no additional deposits.
We have options: loan modification to get them back on track, foreclosure to recover the property, or selling the note to another investor. The property collateral protects your downside in all scenarios.
This is not a liquid investment like stocks. The commitment period is 12 months. At the end of your term, you can redeem with no penalty, subject to a 60-day processing window. This is designed for investors who don't need immediate access to funds.
Yes — about 70% of our investors use self-directed IRAs. Returns compound tax-deferred (traditional) or tax-free (Roth). We can introduce you to custodians who specialize in alternative investments.
We charge a management fee and take a performance allocation after investors receive their preferred return. Our interests are aligned — we do well when you do well.
$50,000 minimum. After your initial investment, you can add additional capital at any time with no minimum. This is open to accredited investors only.
Use our calculator to see what your savings could generate in monthly passive income.