Privacy Policy

Paper Profits Fund ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or interact with our services.

By using our website or submitting your information through our forms, you consent to the practices described in this policy.

Information We Collect

We collect information you voluntarily provide to us when you:

• Request our free guide or book
• Use our income calculator
• Schedule a call or contact us
• Subscribe to our email communications

This information may include:

• Name (first and last)
• Email address
• Phone number
• Mailing address (for book shipments)
• Accredited investor status
• Investment goals and preferences

Information Collected Automatically

When you visit our website, we may automatically collect certain information about your device and usage, including:

• IP address
• Browser type and version
• Pages visited and time spent on pages
• Referring website or source
• Device type and operating system

This information is collected through cookies and similar tracking technologies to help us improve our website and understand how visitors use our content.

How We Use Your Information

We use the information we collect to:

• Deliver requested materials (guides, books, calculator results)
• Send educational content and updates about mortgage note investing
• Respond to your inquiries and schedule calls
• Improve our website, content, and services
• Comply with legal obligations

We do not use your information for purposes other than those described in this policy without your consent.

Third-Party Sharing

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

We may share your information with trusted service providers who assist us in operating our business, including:

• Customer relationship management (CRM) platforms
• Email marketing services
• Website analytics providers
• Book fulfillment and shipping services

These service providers are contractually obligated to use your information only for the purposes of providing services to us and to maintain the confidentiality of your data.

We may also disclose your information if required by law, court order, or government regulation, or to protect our rights, property, or safety.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your experience. Cookies are small text files stored on your device that help us recognize you and remember your preferences.

We use cookies to:

• Analyze website traffic and usage patterns
• Understand which pages and content are most useful
• Improve website functionality

You can control cookies through your browser settings. Disabling cookies may affect certain features of our website.

Do Not Track Disclosure

Some browsers include a "Do Not Track" (DNT) feature that signals to websites that you do not want your online activity tracked. At this time, our website does not respond to DNT signals. However, you may opt out of certain tracking by adjusting your browser settings or by contacting us directly.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. If you request deletion of your data, we will remove it from our active systems, though some information may be retained in backups or as required by law.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information, subject to certain exceptions
• Opt-Out: Unsubscribe from our marketing emails at any time

To exercise any of these rights, please contact us using the information provided below. We will respond to your request within a reasonable timeframe.

Email Communications

If you have opted in to receive emails from us, we may send you educational content, market updates, and information about our services. Every marketing email includes an unsubscribe link at the bottom, allowing you to opt out at any time.

If you unsubscribe, we will remove you from our marketing list within 10 business days. You may still receive transactional emails related to any ongoing business relationship.

Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately and we will take steps to delete such information.

California Residents

If you are a California resident, the California Consumer Privacy Act (CCPA) and California Online Privacy Protection Act (CalOPPA) provide you with additional rights regarding your personal information.

Under these laws, you have the right to:

• Know what personal information is collected about you
• Know whether your personal information is sold or disclosed and to whom
• Request deletion of your personal information
• Not be discriminated against for exercising your privacy rights

We do not sell personal information. To exercise your rights, please contact us at the email address below.

Texas Residents

If you are a Texas resident, the Texas Data Privacy and Security Act (TDPSA) may provide you with additional rights. We are committed to complying with applicable Texas privacy laws and will honor valid requests to access, correct, or delete your personal information.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. When we make material changes, we will update the "Effective Date" at the top of this page. We encourage you to review this policy periodically. Your continued use of our website after any changes constitutes your acceptance of the updated policy.